*Members are entitled to a 15% discount on all Covered Services, except for those services explicitly listed as Additional Benefits (or otherwise subject to a pre-determined reduced fee). The Additional Benefits represent a separate and distinct set of discounts/fees that cannot be combined or 'stacked' with the general 15% discount. May not be combined with insurance, discounts, or any other promotions. The savings plan is not an insurance plan. This plan is not transferable to any other offices or specialists. The full yearly rate must be paid in full, and benefits will be provided for one year from the time of purchase. All family members must reside in the same household. Non-transferable and no refunds will be issued for dues of the annual fee under any circumstances, including failure to schedule or maintain appointments.